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Money Smart Week is a weeklong series of events hosted by public, school, and university libraries, organizations, financial institutions, and more with the purpose of helping students and others better manage their money. The Federal Reserve Bank of Chicago first began Money Smart Week in 2002, and they also host various virtual events during the week.
Recordings of all Money Smart Week 2022 events are now available at www.moneysmartweek.org and include options for closed and Spanish captions.
Access each event recording and related resources directly using the links below:
The following pages of this online guide include resources on these important financial topics. Making smart decisions with your money as early as possible is essential if you want to build wealth and save for retirement. Middle Georgia State Libraries have resources that can help. If you need help accessing any of these resources, just ask us!
Finance Books at MGA Libraries
The One-Page Financial Plan by
Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once, they've begged, "Just tell me what to do." It's no surprise that even my most successful friends feel confused or paralyzed. Even if they have a shelfful of personal finance books, they don't have time to make sense of all the information available. They don't just want good advice, they want the best advice--so rather than do the "wrong thing," they do nothing. Their 401(k) and bank statements pile up, unexamined or maybe even unopened. What they don't realize is that bad calls about money aren't failures; they're just what happens when emotional creatures have to make decisions about the future with limited information. What I tell them is that we need to scrap striving for perfection and instead commit to a process of guessing and making adjustments when things go off track. Of course we're going to make the best guesses we can--but we're not going to obsess over getting them exactly right. The fact is, in a single page you can prioritize what you really want in life and figure out how to get there. That's because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law told you about. It has everything to do with what's most important to you. By now you may be wondering, "What about the details? How much do I need to invest each year, and how do I allocate it? How much life insurance do I need?" Don't worry: I'll cover those topics and many more, sharing strategies that will take the complexity out of them. The most important thing is getting clarity about the big picture so you can cope with the unexpected. Maybe you'll lose the job you thought was secure; you'll take a financial risk that doesn't pan out; you'll have twins when you were only budgeting for one. In other words: Life will happen. But no matter what happens, this book will help you bridge the gap between where you are now and where you want to go.
Your Money Life by
Your Money Life: Your 20's You will learn the best method for paying off debt, including student loans. How to cut expenses while livng the you want to live. How to determine what percentage of your income to spend on groceries, housing and transportation. Whether you are ready to buy a house or whether you should stick to renting. Finally, what your credit score means for your fianancial life.
Your Money or Your Life by
In an age of great economic uncertainty when everyone is concerned about money and how they spend what they have, this updated edition of the bestselling Your Money or Your Life is an essential read. Millennial Money's Grant explains: 'The premise of it is that you exchange your time for money. And when you start thinking about how many hours of your life it took to save up the money to buy something, you really start thinking twice about your purchases.'
Don't Break the Bank: College Edition by
College students spend more money than ever these days, but most have very little (if any) knowledge when it comes to personal finances. The truth is that most schools don't have time to teach a Personal Finances 101 course. So what are today's students (and their parents) to do? Peterson's Don't Break the Bank comes to the rescue! It's a brand new, easy-to-comprehend guide to help students become financially savvy. Readers will find such financially relevant chapters as Saving for a Rainy Day, Making Cents Out of Banking, and Charge It-Paying with Plastic. Book has a student-friendly design, with short chapters, fun graphics, and insightful sidebars-easy for busy students to read in their on-the-go lives. Expert guidance on ways to make extra money, saving vs. spending, ways to budget, the ins and outs of credit and credit cards, financial aid and scholarships, and more. Valuable advice from finance experts and from students, who share their own stories of financial woes and triumphs Glossary of important financial terms-to help students succeed on their road to financial literacy Helpful appendix of additional resources, including links to Web sites for further information
Your Money and Your Life by
Your Money and Your Life helps readers to make the right financial decisions, at the right time of their lives, in an efficient and cost effective way with an eye towards today's economic environment.
Generation Earn by
The Young Professional's Guide to Spending, Investing, and Giving Back As a young professional today, you are part of a generation with greater earning power and more advanced degrees than preceding ones-along with a fresh, holistic outlook on fi nancial success. Yes, you might have taken out more debt than previous generations, but that doesn't mean you're a slacker living off credit cards and takeout as media pundits would have people believe. Kimberly Palmer, the Alpha Consumer columnist for US News & World Report, frequently receives questions from twenty-, thirty-, and forty-something readers like you about making smart, sustainable life choices, including-. What should I be doing with my savings?. Should I take on freelance jobs?. Where should I invest my money?. Should I buy a house or keep renting?. Does it make sense to share a mortgage with my significant other?. Can I afford a baby?. How can I support the causes I believe in?. Should I start a nonprofit?In Generation Earn, Palmer answers these questions-and many more-in three parts. Part one centers on the self, covering professional goals, personal spending, debt management, and investing. Part two focuses on creating a home, including renting, mortgages, marriage, and saving for baby. Part three addresses the world at large, including green spending, sustainable donating, and supporting nonprofits. Add it all up and you have a plan for every major decision you'll have to make to create a successful life.
Financial Planning for Your First Job by
This financial planning guide is an in-depth look into the lives of first-time employees and the financial decisions they face every day. Learn the tools you need to put your financial plan in motion!
The Complete Guide to Personal Finance by
Personal financial planning is the process of establishing your own financial goals and finding a way to reach them. It is an ongoing process that involves examining all existing resources, developing a plan to use them, and systematically implementing the plan to achieve your goals. While teenagers yield immense spending power, many lack the financial knowledge necessary to manage their money wisely. The Complete Guide to Personal Finance: For Teenagers is a reliable and relevant source of financial information in which teenagers will find a wealth of useful information. In this new book, you will learn how to get and manage credit, how to make and stick to a budget, how to save for college, how to determine your needs versus your wants, how to pay for a car, how to finance college, how to manage risk, how to open a bank account, how to write a check, how to balance a checkbook, how to avoid the pressures of consumerism, and how to avoid financial mistakes. You will also learn about investment options, taxes, checks, debit cards, credit cards, and basic budget tips. This book is filled with helpful suggestions from financial and family counselors, and you will discover creative ways to get a jumpstart on your financial future and use money responsibly. Even if you have had a few missteps along the way, you will be able to learn from your mistakes and get on the path to financial well-being. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company presidentâe(tm)s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.
478-471-2709 for the Macon campus library | 478-934-3179 for the Roberts Memorial Library at the Cochran campus | 478-275-6772 for the Dublin campus library
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