Dirty Little Secrets by
What the credit bureaus don’t tell you can cost you thousands. Jason Rich unearths these dirty little secrets in this tell-all expose’ aimed at immediately improving your credit report. Whether you have credit problems, are trying to establish credit or want to improve your credit score, this previously undisclosed advice can help you save hundreds, perhaps thousands of dollars every month.
Credit Management by
First Published in 2016. Routledge is an imprint of Taylor & Francis, an Informa company.
Credit Scores, Credit Cards
By the end of 2003, consumer debt in the U.S. reached $2 trillion. By 2005, the average American may be carrying over $50,000 in consumer debt and that doesn t count mortgages or car loans. It s unsecured debt related to consumer spending. This borrowing is expensive and is fundamentally changing the way Americans live. Credit scores have become the golden keys to successful living. But what does it all mean? How do you know you re managing your credit wisely? In a credit-based economy, your credit score means as much to you as money in the bank meant to your grandparents. This book explains, in plain English, how to make sure your credit history, financial data, account information and other essentials are strong...and safe."
Girl, Get Your Credit Straight! by
Is retail therapy your favorite pastime--even though you really can't afford it? Do you ignore the balance on your credit card statements, vowing to pay them off at some point down the line? Is your debt preventing you from living your dreams--like buying a home or starting a family? If so, girl, it's time to get your credit straight These days, with easy access to multiple credit cards and glossy advertisements that entice us to spend at every turn, it's all too easy to start racking up debt--and even little slip-ups can lead to real damage over time. In this highly practical follow-up to her bestsellers Girl, Get Your Money Straight and Girl, Make Your Money Grow, financial expert Glinda Bridgforth delivers a power-packed plan for paying down debt, repairing your credit score, and securing your financial freedom--along with a future that makes your heart sing. Beginning with simple, engaging exercises to help you assess your spending habits and get clear about what you owe, Girl, Get Your Credit Straight presents a detailed road map for eliminating debt, one step at a time. You will learn how to: - Devise a system for tracking expenditures, anticipating end-of-month shortfalls, and paying bills on time, every time - Find ways to supplement your income - Consolidate loans to pay off debt faster, decrease stress, and save time and money - Negotiate with your creditors to come up with a payment plan that works for you - Discover the best loans to use for refinancing debt or making major new purchases - Understand how credit bureaus work--and take steps to improve your score Filled with Bridgforth's warmhearted wisdom and advice, and completewith worksheets, affirmations, and inspiring stories of African American women who've restored their credit and built new wealth, Girl, Get Your Credit Straight is a fresh, empowering guide for any woman who wants to say goodbye to debt--for good.
Teens and Credit by
Learning how to manage finances is an essential life skill. Is a credit card an effective way to get teens to understand credit? Do prepaid debit cards offer an alternative? Are college students good candidates for credit, or do they pose risks? Should credit card marketing efforts targeting college students be regulated? Should schools be charged with educating teens in financial literacy? This anthology takes up these questions and addresses key ideas relevant to the conversation around teens and credit.
Generation Debt by
With debt and the cost of living rising astronomically, Generation Debt offers the personal financial advice that every young adult must have to live a more secure life.
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